CII Level 4 Diploma in Regulated Financial Planning

Official qualification regulated by Ofqual, awarded by CII. Classified as a Vocationally-Related Qualification.

Qualification Level

Level 4

Awarding Body

CII

Syllabus Units

7 Units

Guided Hours

Flexible

Instant access to interactive lessons, quizzes, and spaced revision.

Course Syllabus & Study Modules

Complete breakdown of verified curriculum topics and learning objectives.

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Key Learning Objectives:

Obtain appropriate client information and understand clients' needs, wants, values and risk profile essential to the financial planning process., Synthesise the range of client information, subjective factors and indicators to provide the basis for financial planning assumptions and decisions.
Analyse a client's situation and the advantages and disadvantages of appropriate options., Formulate suitable financial plans for action and explain and justify recommendations.
review and maintain financial plans to achieve the client's objectives and adapt to changes in circumstances.

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Key Learning Objectives:

Understand the consumer and retail market factors and trends relevant to financial protection.
Understand the areas of need for protection planning and the main sources of financial protection.
Understand the role and limitations of State Benefits and State/local authority funded solutions for financial protection.
Understand the range, structure and application of life assurance and pension based policies to meet financial protection needs.
Understand the taxation treatment of life assurance and pension based protection policies.
Understand the range, structure and application of income protection insurance and options to meet financial protection needs.
Understand the range, structure and application of critical illness insurance to meet financial protection needs.
Understand the range, structure and application of long term care insurance to meet financial protection needs.
Understand the main features of other insurance based protection policies.
Evaluate the needs and priorities for financial protection and the relevant factors in selecting appropriate solutions.

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Key Learning Objectives:

Understand the UK financial services industry in its European and global context.
Understand how the retail consumer is served by the financial services industry.
Understand legal concepts and considerations relevant to financial advice.
Understand the regulation of financial services.
Understand the financial regulators' responsibilities and approach to regulation.
Apply the principles and rules as set out in the regulatory frame
Apply the regulatory advice frame
work in practice for the consumer.
Understand the range of skills required when advising clients.
Understand the financial regulators' use of principles and outcomes based regulation to promote ethical and fair outcomes.
Apply the Code of Ethics and professional standards to business behaviours of individuals.
Critically evaluate the outcomes that distinguish between ethical and compliance driven behaviours.

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Key Learning Objectives:

Analyse the characteristics, inherent risks, behaviour and correlation of asset classes.
Understand the macro-economic environment and its impact on asset classes.
Understand the merits and limitations of the main investment theories.
Apply the principles of the time value of money.
Analyse and explain the nature and impact of the main types of risk on investment performance.
Analyse the characteristics, inherent risks, behaviours and relevant tax considerations of investment products.
Apply the investment advice process.
Understand the principles of investment planning.
Analyse the performance of investments.

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Key Learning Objectives:

Understand the political, economic and social environment factors which provide the context for pensions planning.
Understand how the HMRC tax regime applies to pensions planning.
Understand the relevant aspects of pensions law and regulation to pensions planning.
Understand the structure, characteristics and application of Defined Benefit (DB) schemes to an individual’s pension planning.
Analyse the range of Defined Contribution (DC) scheme options as they apply to an individual’s pension planning.
Analyse the options and factors to consider for drawing pension benefits.
Understand the structure, relevance and application of the State schemes to an individual’s pension planning.
Evaluate the aims and objectives of retirement planning including the relevant investment issues.

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Key Learning Objectives:

Understand the UK tax system as relevant to the needs and circumstances of individuals and trusts.
Analyse the taxation of investments as relevant to the needs and circumstances of individuals and trusts.
Analyse the role and relevance of tax in the financial affairs of individuals and trusts.
Apply the knowledge of personal taxation to the provision of investment advice.