LIBF
Level 4
QN: 501/0114/6
Curriculum Active
LIBF Level 4 Diploma for Financial Advisers
Official qualification regulated by Ofqual, awarded by LIBF. Classified as a Occupational Qualification. Total guided learning hours: 11 hours.
Qualification Level
Level 4
Awarding Body
LIBF
Syllabus Units
11 Units
Guided Hours
11 hrs
Instant access to interactive lessons, quizzes, and spaced revision.
Course Syllabus & Study Modules
Complete breakdown of verified curriculum topics and learning objectives.
1
Unit 1- Industry, Regulation and Key Parties – Part 1 (FRE1)
Verified
Key Learning Objectives:
- Understand the UK financial services industry in its European and international context.
- Identify how the retail consumer is served by the financial services industry.
- Apply the legal concepts and considerations relevant to financial advice.
- Understand the development of financial services regulation.
- Evaluate the FCA’s and PRA’s responsibilities and approach to regulation.
2
Unit 10 – Advanced Financial Advice – Retirement Planning Part 2 (AFR2)
Verified
Key Learning Objectives:
- Understand the structure, characteristics and application of defined-benefit (DB) schemes to an individual’s pension planning.
- Understand the range of defined-contribution (DC) scheme options as they apply to an individual’s pension planning.
- Understand the options and factors to consider for drawing pension benefits.
- Understand the aims and objectives of retirement planning including the investment issues.
3
Unit 11 – Advanced Financial Advice – Coursework (AFAC)
Verified
Key Learning Objectives:
- Understand the process of gathering client information for holistic financial planning.
- Formulate and communicate holistic financial advice.
- implement and maintain financial plans.
4
Unit 2- Financial Services, Regulation and Ethics – Part 2 (FRE2)
Verified
Key Learning Objectives:
- Identify the skills required when advising clients
- Apply FCA principles, requirements, and regulations to client relationships to ensure fair and ethical outcomes
- Apply ethical principles to professional behaviour and judgements at work
5
Unit 3 – Advanced Financial Advice – Taxation Part 1 (AFT1)
Verified
Key Learning Objectives:
- Understand the UK taxation system in relation to individuals and trusts.
- Understand taxation of investments in relation to individuals and trusts.
6
Unit 4 – Advanced Financial Advice – Taxation Part 2 (AFT2)
Verified
Key Learning Objectives:
- Understand the role and relevance of taxation in the financial affairs of individuals and trusts.
- Understand personal taxation in relation to investment advice.
7
Unit 5- Advanced Financial Advice – Investment Part 1 (AFI1)
Verified
Key Learning Objectives:
- Understand the macroeconomic environment and its impact on asset classes.
- Understand the main characteristics and behaviours of asset classes.
- Understand the merits and limitations of the main investment theories.
- Understand the principles of the time value of money.
8
Unit 6- Advanced Financial Advice – Investment Part 2 (AFI2)
Verified
Key Learning Objectives:
- Understand the characteristics and behaviours of investment products.
- Understand the principles of investment planning.
- Understand the investment advice process.
- Understand the performance of investments.
9
Unit 7 – Advanced Financial Advice – Protection Part 1 (AFP1)
Verified
Key Learning Objectives:
- Understand the areas of need for financial protection planning.
- Understand the consumer and retail market factors and trends relevant to financial protection.
- Understand the main sources of financial protection.
- Understand the role and limitations of state benefits for financial protection.
- Understand the range and application of life assurance policies to meet financial protection needs.
10
Unit 8 – Advanced Financial Advice – Protection Part 2 (AFP2)
Verified
Key Learning Objectives:
- Understand taxation treatment of life assurance and pension-based policies.
- Understand the range and application of income protection insurance.
- Understand the range and applications of critical illness insurance.
- Understand the range and application of long-term care insurance.
- Understand the main features of other insurance based protection policies.
- Understand the needs and priorities in selecting appropriate financial protection solutions.
11
Unit 9 – Advanced Financial Advice – Retirement Planning Part 1 (AFR1)
Verified
Key Learning Objectives:
- Understand the political, economic and social environmental factors which provide the context for pensions planning.
- Understand how the HMRC taxation regime applies to pensions planning.
- Understand the relevant aspects of pensions law and regulation to pensions planning.
- Understand the structure, relevance and application of the state schemes to an individual’s pension planning.
Regulatory & Verification Details
- Qualification Number (QN)
- 501/0114/6
- Regulated Status
- Available to learners
- Awarding Body
- LIBF
- Qualification Type
- Occupational Qualification
- Operational Start
- Aug 2010