Pearson Edexcel · A-Level · History

    Course version: 9HI0 · Version from Sept 2015

    Poverty, public health and the state in Britain, c1780–1939 - 4 Social and…

    Full specification wording

    Paper 3, Option 34.2: Poverty, public health and the state in Britain, c1780–1939 - 4 Social and welfare reforms: pressure and action, 1880–1914: The impact of the Liberal government’s reforms: old age pensions and National Insurance; the Trade Boards Act 1909 and the Labour Exchanges Act 1909.

    The Liberal reforms of 1906–1914 marked a shift from laissez-faire to state intervention.

    Checked against the Pearson Edexcel 9HI0 specification (opens in a new tab) on .

    • Point 3 of 3
    • 4 key terms

    Study notes

    From the checked teaching notes for this specification point.

    The idea

    The Liberal reforms of 1906–1914 marked a shift from laissez-faire to state intervention. The Old Age Pensions Act 1908 provided non-contributory pensions of 5s per week for those over 70 with incomes under £21 per year, rising to 10s for couples, but excluded those who had received poor relief. National Insurance Act 1911 introduced health insurance (sick pay, maternity benefit, free medical treatment) for workers earning under £160 per year, and unemployment insurance for trades like building and shipbuilding. The Trade Boards Act 1909 set minimum wages in sweated industries such as chain-making and tailoring. The Labour Exchanges Act 1909 created labour exchanges to match workers with jobs. These reforms had mixed impact: they reduced poverty for some but excluded many, and were not universal.

    What earns the marks

    • Old Age Pensions Act 1908: non-contributory, 5s per week for single person over 70, 10s for married couple, income limit £21 per year, excluded those who had received poor relief.
    • Trade Boards Act 1909: established minimum wages in sweated industries such as chain-making, tailoring, and lace-making, with boards to enforce rates.
    • Labour Exchanges Act 1909: set up labour exchanges to help unemployed workers find jobs, improving labour mobility but criticised for not creating jobs.
    • Impact: reforms reduced poverty for some but excluded many (e.g., women, casual workers), and did not solve poverty; they marked a shift in state responsibility.

    Common mistakes and how to put them right

    • Stating that old age pensions were contributory.

      Put it right: They were non-contributory, funded by taxation.

    • Claiming National Insurance covered all workers.

      Put it right: It covered only those earning under £160 per year and certain trades for unemployment.

    • Confusing the Trade Boards Act with the Labour Exchanges Act.

      Put it right: Trade Boards set minimum wages; Labour Exchanges helped find work.

    Exam tips

    • Use specific figures (5s, £21, £160) to show precise knowledge.
    • Link each reform to its impact on poverty, noting limitations.
    • Compare the reforms to earlier Poor Law provision to highlight change.

    Try the lesson

    The start of the Paper 3, Option 34.2: Poverty, public health and the state in Britain, c1780–1939 - 4 Social and welfare reforms: pressure and action, 1880–1914: The impact of the Liberal government’s reforms: old age pensions and National Insurance; the Trade Boards Act 1909 and the Labour Exchanges Act 1909. lesson, made from checked teaching notes for this specification point.

    Have a go first

    Under the Old Age Pensions Act of 1908, from what age could a person in Britain first receive a state pension?

    Listen

    The Liberal reforms of 1906–1914 marked a shift from laissez-faire to state intervention. The Old Age Pensions Act 1908 provided non-contributory pensions of 5s per week for those over 70 with incomes under £21 per year, rising to 10s for couples, but excluded those who had received poor relief. National Insurance Act 1911 introduced health insurance (sick pay, maternity benefit, free medical treatment) for workers earning under £160 per year, and unemployment insurance for trades like building and shipbuilding. The Trade Boards Act 1909 set minimum wages in sweated industries such as chain-making and tailoring. The Labour Exchanges Act 1909 created labour exchanges to match workers with jobs. These reforms had mixed impact: they reduced poverty for some but excluded many, and were not universal. A strong answer earns marks for these points. Old Age Pensions Act 1908: non-contributory, 5s per week for single person over 70, 10s for married couple, income limit £21 per year, excluded those who had received poor relief. National Insurance Act 1911: contributory health insurance for workers earning under £160 per year, providing sick pay, maternity benefit, and medical treatment; unemployment insurance for cyclical trades like building and shipbuilding. Trade Boards Act 1909: established minimum wages in sweated industries such as chain-making, tailoring, and lace-making, with boards to enforce rates. Labour Exchanges Act 1909: set up labour exchanges to help unemployed workers find jobs, improving labour mobility but criticised for not creating jobs. A common slip: stating that old age pensions were contributory. Instead, they were non-contributory, funded by taxation. Exam tip: Use specific figures (5s, £21, £160) to show precise knowledge.

    See it

    A top-down flowchart. At the top is a node labelled 'Liberal reforms 1906–1914', which branches into four reforms: 'Old Age Pensions Act 1908', 'National Insurance Act 1911', 'Trade Boards Act 1909' and 'Labour Exchanges Act 1909'. Each reform leads to its provision: the pensions act to 'Non-contributory pensions for those over 70', National Insurance to 'Health insurance and unemployment insurance', the Trade Boards Act to 'Minimum wages in sweated industries', and the Labour Exchanges Act to 'Labour exchanges to match workers with jobs'. All four provisions then converge on a single final node: 'Reduced poverty for some but excluded many'.
    The four Liberal reforms and their mixed impact on poverty.

    Put the events in order

    Put these events in the order they happened, earliest first.

    1. 1. Old Age Pensions Act provided non-contributory pensions
    2. 2. National Insurance Act introduced health and unemployment insurance
    3. 3. Trade Boards Act set minimum wages in sweated industries

    Key words

    Say what each word means before you turn the card.

    State intervention vs. laissez-faire

    Try answering aloud or in your head before turning the card.

    Poverty and social welfare

    Try answering aloud or in your head before turning the card.

    The role of government in providing security

    Try answering aloud or in your head before turning the card.

    Impact on different groups (workers, elderly, women)

    Try answering aloud or in your head before turning the card.

    See every definition
    State intervention vs. laissez-faire
    The Liberal reforms of 1906–1914 marked a shift from laissez-faire to state intervention.
    Poverty and social welfare
    The reforms reduced poverty for some but excluded many, and were not universal.
    The role of government in providing security
    The reforms marked a shift in state responsibility.
    Impact on different groups (workers, elderly, women)
    The reforms reduced poverty for some but excluded many, such as women and casual workers, and did not solve poverty.

    Label the diagram

    Some boxes have lost their names. Pick the right name for each number.

    The diagram again, with 3 boxes numbered instead of named. A top-down flowchart. At the top is a node labelled 'Liberal reforms 1906–1914', which branches into four reforms: 'Old Age Pensions Act 1908', 'National Insurance Act 1911', 'Trade Boards Act 1909' and 'Labour Exchanges Act 1909'. Each reform leads to its provision: the pensions act to 'Non-contributory pensions for those over 70', National Insurance to 'Health insurance and unemployment insurance', the Trade Boards Act to 'Minimum wages in sweated industries', and the Labour Exchanges Act to 'Labour exchanges to match workers with jobs'. All four provisions then converge on a single final node: 'Reduced poverty for some but excluded many'.
    • 1Box 1

    • 2Box 2

    • 3Box 3

    0 of 3 labelled

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